Fixed vs. adjustable-rate mortgages
Learn the steps to secure pre-approval and confidently start your home-buying journey.
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Fast Pre-Approval
Expert Guidance
Finding the perfect home is exciting—securing the right mortgage shouldn’t be overwhelming. At EZ Access Mortgage we're your dedicated partners in achieving your property ownership dreams and goals. We combine extensive expertise with a personalized approach to ensure you get the best mortgage solution with the least amount of stress.
Unlike traditional banks that offer only their own products, we partner with a vast network of over 50 leading lenders, including major banks, credit unions, and specialized financial institutions. This means we can actively shop the market for you, comparing hundreds of options to find the most competitive rates and terms that perfectly align with your financial goals. You get access to a broader market, ensuring you never leave money on the table.
Our team takes the time to truly understand your individual circumstances, financial history, and future aspirations. From your initial consultation to closing day, you'll receive dedicated, one-on-one support and clear, straightforward advice. We're here to answer every question, explain every detail, and simplify the complex process, so you feel confident and informed.
Our team possesses in-depth knowledge of various loan products, market trends, and eligibility criteria. Whether you're a first-time homebuyer, investor, looking to refinance, or seeking a specialized loan (VA, FHA, jumbo, etc.), we have the expertise to navigate even the most complex scenarios and secure a solution that works for you.
Our streamlined application process, direct lender relationships, and proactive communication ensure a swift and efficient journey from application to approval. We work diligently to reduce delays and make your experience as smooth as possible, helping you secure your dream home sooner.
As independent brokers, we are not beholden to any single lender. This means our advice is always unbiased, focusing solely on finding the best mortgage solution for you. We ensure complete transparency regarding rates, fees, and terms, so there are no surprises along the way.
Why Clients Choose Us. Real Stories, Real Results.
I appreciated the honesty and dedication with both closings. EZ Access Mortgage guided me through every step, answered all my questions, and made the mortgage process stress-free.
Homeowner
EZ Access Mortgage and Marilyn helped us find financing to purchase an investment property. We highly recommend Marilyn Rivera and EZ Access Mortgage to those looking forward to a successful venture with a hard working, knowledgeable and dedicated loan officer.
Investors
Whether you’re buying, refinancing, or building—we’ve got you covered.
Learn the steps to secure pre-approval and confidently start your home-buying journey.
Dive into our detailed glossary of mortgage terms to deepen your understanding of real estate and lending. This resource is packed with essential definitions and insights for all homebuyers.
Refinancing your mortgage is a common practice used to lower monthly payments, interest rates, lower your DTI and more. Read about refinancing, how it works, cost and more.
PMI, or Private Mortgage Insurance, offers lender protection for down payments under 20%. Understand PMI's operation, pricing, and more insights.
